Abstract

Financial inclusion refers to an expansive model of the supply of financial products and services to the broadest spectrum of the population, based on the fact that, especially through credit, a greater participation in economic activity is promoted, formulating a public/private strategy for overcoming poverty. However, this model must consider the greater vulnerability of the low-income population, strengthening the tools for financial consumer protection. In the Chilean context, where financial inclusion has been embraced as a governmental purpose, this second dimension shall be stressed as to avoid the construction of an over-indebted society.